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TERMS AND CONDITIONS

Last updated 1st of May 2024

AGREEMENT TO OUR LEGAL TERMS 

We are Liberty Financial Solutions NY, LLC ("Company," "we," "us," "our"). We operate, as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services"). You can contact us by email at t78241946593624527420@gmail.com or by mail to 1047 6th Ave, New York, NY 10018, USA.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Liberty Financial Solutions NY, LLC, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

We recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

  1. OUR SERVICES
  2. INTELLECTUAL PROPERTY RIGHTS
  3. USER REPRESENTATIONS
  4. PROHIBITED ACTIVITIES
  5. USER GENERATED CONTRIBUTIONS
  6. CONTRIBUTION LICENSE
  7. SERVICES MANAGEMENT
  8. TERM AND TERMINATION
  9. MODIFICATIONS AND INTERRUPTIONS
  10. GOVERNING LAW
  11. DISPUTE RESOLUTION
  12. CORRECTIONS
  13. DISCLAIMER
  14. LIMITATIONS OF LIABILITY
  15. INDEMNIFICATION
  16. USER DATA
  17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
  18. MISCELLANEOUS
  19. CONTACT US

1. OUR SERVICES 

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. INTELLECTUAL PROPERTY RIGHTS Our intellectual property 

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world. The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only.

Your use of our Services Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to:

  • access the Services; and
  • download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purpose. Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to t78241946593624527420@gmail.com. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your submissions 

Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.

Submissions: 

By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You are responsible for what you post or upload: By sending us Submissions through any part of the Services you:

  • confirm that you have read and agree with our "PROHIBITED ACTIVITIES" and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;
  • to the extent permissible by applicable law, waive any and all moral rights to any such Submission;
  • warrant that any such Submission are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and
  • warrant and represent that your Submissions do not constitute confidential information. You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means, whether through a bot, script, or otherwise; (4) you represent and warrant that your use of the Services will not violate any applicable law or regulation.

4. PROHIBITED ACTIVITIES 

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

a. Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.

b. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.

c. Use the Services to advertise or offer to sell goods and services.

d. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services or the Content.

e. Engage in unauthorized framing of or linking to the Services.

f. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.

g. Make improper use of our support services or submit false reports of abuse or misconduct.

h. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.

i. Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.

j. Attempt to impersonate another user or person or use the username of another user.

k. Sell or otherwise transfer your profile.

l. Use any information obtained from the Services in order to harass, abuse, or harm another person.

m. Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.

n. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.

o. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.

p. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.

q. Delete the copyright or other proprietary rights notice from any Content.

r. Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.

s. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party's uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.

t. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1x1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").

u. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software.

v. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.

w. Use the Services in a manner inconsistent with any applicable laws or regulations.

 

5. USER GENERATED CONTRIBUTIONS 

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Services and through third-party websites. As such, any Contributions you transmit may be treated in accordance with our Privacy Policy. When you create or make available any Contributions, you thereby represent and warrant that:

a. the creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party;

b. you are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms;

c. you have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms;

d. your Contributions are not false, inaccurate, or misleading;

e. your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation;

f. your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us);

g. your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone;

h. your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another;

i. your Contributions do not violate any applicable law, regulation, or rule;

j. your Contributions do not violate the privacy or publicity rights of any third party;

k. your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner;

l. your Contributions do not violate any federal or state law concerning child pornography, or otherwise intended to protect the health or well-being of minors;

m. your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap;

n. your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.

Any use of the Services in violation of the foregoing violates these Legal Terms and may result in, among other things, termination or suspension of your rights to use the Services.

 

6. CONTRIBUTION LICENSE 

By posting your Contributions to any part of the Services, or making Contributions accessible to the Services by linking your account from the Services to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, irrevocable, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to:

a. use, copy, adapt, modify, perform, display, distribute, and promote your Contributions in any form, manner, format, or media now known or later developed, and for any purpose, including but not limited to, commercial purposes;

b. create derivative works from, incorporate into other works, or otherwise use your Contributions in whole or in part, including the right to sublicense any rights in your Contributions;

c. use your username, likeness, voice, or persona in connection with your Contributions; and

d. reproduce, distribute, perform, display, and otherwise use your Contributions and any name, username, likeness, voice, or persona provided in connection with your Contributions, in whole or in part, and in any form, media, or technology, whether now known or hereafter developed.

By submitting Contributions or other content to us, you hereby represent and warrant that:

a. your Contributions are your original work or you own or control all necessary rights to your Contributions and have the right to grant the license granted above;

b. your Contributions do not violate the privacy rights, publicity rights, copyright rights, or other intellectual property rights of any third party;

c. any use of your Contributions as contemplated in these Legal Terms will not violate any law or regulation or cause injury to any person or entity;

d. your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable, as determined by us in our sole discretion;

e. your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone;

f. your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another;

g. your Contributions do not violate any applicable law, regulation, or rule;

h. your Contributions do not violate the privacy or publicity rights of any third party;

i. your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner;

j. your Contributions do not violate any federal or state law concerning child pornography, or otherwise intended to protect the health or well-being of minors;

k. your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap; and

l. your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.

Any use of the Services in violation of the foregoing violates these Legal Terms and may result in, among other things, termination or suspension of your rights to use the Services.

 

7. THIRD-PARTY WEBSITES AND CONTENT 

The Services may contain (or you may be sent via the Services) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Services or any Third-Party Content posted on, available through, or installed from the Services, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Services and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Legal Terms no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Services or relating to any applications you use or install from the Services.

 

8. INDEMNIFICATION

You agree to indemnify and hold Liberty Financial Solutions NY, LLC, its affiliates, officers, directors, employees, agents, and licensors harmless from any and all claims, demands, losses, liabilities, and expenses (including attorneys' fees), arising out of or in connection with:

a. your use of the Services;

b. your breach or violation of any of these Legal Terms;

c. Liberty Financial Solutions NY, LLC's use of your Contributions;

d. your violation of the rights of any third party, including any intellectual property right, publicity, confidentiality, property, or privacy right; or

e. any claim that your Contributions caused damage to a third party.

This indemnification obligation will survive these Legal Terms and your use of the Services.

 

9. DISCLAIMER

The Services are provided "as is," without warranty of any kind, either express or implied. Without limiting the foregoing, we explicitly disclaim any warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement, and any warranties arising out of course of dealing or usage of trade. We make no warranty that the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness, or reliability of any content.

No advice or information, whether oral or written, obtained from us or through the Services, will create any warranty not expressly made herein.

You are solely responsible for all of your communications and interactions with other users of the Services and with other persons with whom you communicate or interact as a result of your use of the Services. You understand that we do not screen or inquire into the backgrounds of users of the Services or attempt to verify the statements of users of the Services. We make no representations or warranties as to the conduct of users of the Services or their compatibility with any current or future users of the Services.

You agree to take reasonable precautions in all communications and interactions with other users of the Services and with other persons with whom you communicate or interact as a result of your use of the Services, particularly if you decide to meet offline or in person.

 

10. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, in no event will Liberty Financial Solutions NY, LLC or its affiliates, officers, directors, employees, agents, or licensors be liable to any person for any indirect, incidental, special, punitive, cover, or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use, or content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence, or otherwise, even if foreseeable, arising out of or in connection with the use of, or inability to use, the Services or any other subject matter of these Legal Terms, even if advised of the possibility of such damages.

 

11. GOVERNING LAW AND JURISDICTION

These Legal Terms and your use of the Services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any dispute arising out of or related to these Legal Terms or your use of the Services shall be brought exclusively in the state or federal courts located in New York County, New York, USA. You hereby consent to the exclusive jurisdiction and venue of such courts and waive any objection to such jurisdiction or venue.

 

12. DISPUTE RESOLUTION

Any dispute, controversy, or claim arising out of or relating to these Legal Terms, or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in New York, New York, before one arbitrator. The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures. Judgment on the award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

 

13. MISCELLANEOUS

These Legal Terms constitute the entire agreement between you and Liberty Financial Solutions NY, LLC regarding the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

If any provision of these Legal Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Legal Terms remain in full force and effect.

The failure of Liberty Financial Solutions NY, LLC to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision.

 

14. CONTACT US

If you have any questions about these Legal Terms or the Services, please contact us at:

Liberty Financial Solutions NY, LLC 1047 6th Ave, New York, NY 10018, USA Email: t78241946593624527420@gmail.com

Effective Date: May 1, 2024

By using the Services, you acknowledge that you have read, understood, and agree to be bound by these Legal Terms. If you do not agree to these Legal Terms, you may not use the Services.

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